No Tricks, Just Treats DSCR Rental Loans Starting at 6.375%^*. Check Your Rate Today

Real Estate Investing Resources

Halloween ghosts and pumpkins on the porch of a rental property secured with Kiavi financing.

DSCR & Rental Local Markets

Arizona and Colorado DSCR Loans: Phoenix and Denver 2026

DSCR loans in Arizona and Colorado may deserve a fresh look in 2026, as Phoenix and Denver..

Phoenix and Denver skylines representing Arizona and Colorado DSCR loans with Kiavi financing.

Tips and How-To's DSCR & Rental

What Is PITIA? Meaning, Formula, and DSCR Impact

Smiling investors shake hands at a desk to finalize their Kiavi rental property financing.

Financing DSCR & Rental

Rental Property Stress Test: Check DSCR Before You Buy

An overlay of real estate investing renovation tools.

Brokers

A Broker's Guide to Real Estate Investor Deals

Editor's Note: This post was originally written and published in September 2020 and has been..

A man talking to a couple over a desk in an office with a big tree in the background.

Tips and How-To's Getting Started

Key Property Features: Real Estate Investing

Editor's Note: This post was originally published in September 2020 and has been completely..

a husband and wife real estate investment team researching properties on a laptop

Customer Stories

Real Estate Investing Success: Caron Bracy

Customer Caron Bracy learned about the real estate investing industry through friends and..

A branded banner featuring Caron Bracy.

Customer Stories

Real Estate Investing Success: Cassidy Melhorn

Cassidy Melhorn, a customer and founder of VOL Homes LLC in Tennessee, is the quintessential..

A branded banner featuring Cassidy Melhorn.

Tips and How-To's DSCR & Rental

The Go-to Guide for Vacation Rental Investing

About the author: Sarah Li-Cain is a finance writer and Accredited Financial Counselor candidate..

A happy family of four wearing Hawaiian clothes and wading in a little pool.

Customer Stories

Real Estate Investing Success: Michael Oghigian

Michael Oghigian, our Preferred Membership customer, has an exponential amount of success to his..

A branded banner featuring Michael Oghigian.

Tips and How-To's DSCR & Rental

How to Refinance Your Investment Properties

About the author: Adam Luehrs is a writer during the day and a voracious reader at night. He..

An elderly couple in their home looking at paperwork and making lists with coffee.

Fix and Flip Tips and How-To's DSCR & Rental

House Flipping vs. Buy-and-Hold Investing

About the author: Luke Babich is a real estate investor in St. Louis, MO with over 24 units who..

A woman in glasses studying a laptop with a booklet in her hands.

Tips and How-To's DSCR & Rental

Mastering Rental Property Management: Top Strategies for Success

Editor's Note: This post was originally published in March 2020 and has been completely revamped..

The above is provided as a convenience and for informational purposes only; it does not constitute an endorsement or an approval by Kiavi of any of the products, services or opinions of the corporation or organization or individual. The information provided does not, and is not intended to, constitute legal, tax, or investment advice. Kiavi bears no responsibility for the accuracy, legality, or content of any external content sources.

*Rates are based on loan terms, borrower qualifications, LTV, and property factors and are subject to change. Non owner-occupied rental properties only. Interest rates or charges herein are not recommended, approved, set or established by the State of Kansas.

© 2026 Figure Lending LLC. Figure Lending LLC dba Figure, 5200 77 Center Drive, Suite 400, Charlotte, NC 28217. (888) 819-6388. NMLS ID 1717824. Equal Housing Opportunity. Kiavi Funding LLC NMLS #1125207 is a subsidiary of Figure Technology Solutions, Inc. | AZ Mortgage Banker License 0926504 | CA Finance Lender licensed by CA Department of Financial Protection and Innovation | 575 Market Street | Suite 1600 | San Francisco CA 94105 | Toll Free: 844-415-4663 | kiavi.com. All DSCR and Rental Loans are originated and funded by Figure Lending LLC dba Figure effective 9/1/2026. Bridge loans secured by property located in AZ, ID, NV, OR, and SD are originated and funded by Figure Lending LLC, NMLS ID 1717824. Bridge loans secured by property located in the following jurisdictions are originated and funded by Kiavi Funding, LLC. formerly known as Kiavi Funding, Inc., NMLS ID 1125207: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, ND, NH, NJ, NM, NY, OH, OK, PA, RI, SC, TN, TX, VA, VT, WA, WI, WV, and WY as well as Washington D.C. For licensing information go to www.nmlsconsumeraccess.org.